Regulated · Licensed · No minimums

97% of your users
never pay
Now they do

Our regulated wallet converts non-paying users into buyers, at zero risk. Pair it with a Merchant of Record that hits 99.4% acceptance and saves you on fees

🛡️
PCI DSS L1
1-Day Integration
🔒
OFAC Screened
Conversion Impact
Live
Your non-payers become buyers
when Toffee Wallet goes live
Players who haven't spent in 90+ days start converting the moment the wallet is introduced
Existing paying users
Non-payers converted by Toffee Wallet

Our Partners

Bolt
Mastercard
Adyen
A16Z Games / Speedrun
Regent
Kama Games
Glera Games
Nekki
Guli
Bolt
Mastercard
Adyen
A16Z Games / Speedrun
Regent
Kama Games
Glera Games
Nekki
Guli
Bolt
Mastercard
Adyen
A16Z Games / Speedrun
Regent
Kama Games
Glera Games
Nekki
Guli
Bolt Toffee Logo
Partnership
$1B+
Volume processed together
Strategic Partnership

Bolt chose Toffee as their Merchant of Record

The same regulated payment and wallet infrastructure powering Bolt that processes billions for millions of players, is now available for your game

$1B+
Volume processed
5M+
Active players
520+
Payment methods
The Platform

We built the regulated wallet
so you don't have to

OFAC screening, sanctions monitoring, KYC/AML, PCI compliance, all baked into the wallet from day one. You focus on your game

01 · Wallet Compliance
🛡️

Regulated wallet infrastructure

OFAC-screened transactions, real-time sanctions monitoring, full KYC/AML onboarding, and PCI DSS Level 1 compliance. Every wallet interaction runs through the same regulatory rails as major financial institutions

02 · Intelligence
📊

Rich data from the first wallet tap

Every wallet activation surfaces financial, demographic, and behavioural signals. We action the intelligence on your behalf so you see the revenue impact

03 · Full MoR
⚖️

Zero liability. One-day integration

Tax, receipts, chargebacks, compliance. We own the entire obligation. No legal entity or VAT registration required. Go live in a day, not a quarter

Three Revenue Engines

Payments. Conversion. Maximisation

💳
Product 01
ToffeePay
MoR with the lowest fees in gaming
Merchant of Record

One-click native checkout. No redirects, no broken immersion. We own tax, receipts, compliance, and chargebacks. 99.4% acceptance rate. Go live in one day

520+ payment methods globally
99.4% acceptance rate (MoR)
Weekly payouts · PCI DSS Level 1
Rate guarantee: we beat any provider
🔄
Product 02
Toffee Convert
Turn non-payers into buyers, zero risk
Zero-risk

We gift regulated wallet balance to 90+ day non-payers, remove the paywall, and build a cashback habit loop. You pay nothing until we deliver

First 5% of conversions, free
Platform fee on incremental revenue only
📈
Product 03
Toffee Maximise
More from existing payers, more often
Performance

Stored wallet balance, cashback loops, and reload incentives create a flywheel. Platform fee on incremental revenue only

+21% average spend uplift
+39% transaction frequency
Go Live Fast

Integrated in one day
Not one quarter

Three steps. One SDK. No legal entity required. Your players see a native checkout by end of day

1
Morning · 30 min
Drop in the SDK
Single script tag or native SDK. Configure your product catalogue and pricing. We handle tax calculation, receipts, and compliance automatically
2
Afternoon · 1 hr
Test & configure
Sandbox environment mirrors production. Test wallet flows, checkout UI, and webhook callbacks. Our team is on Slack with you throughout
3
Evening · Ship it
Go live
Flip the flag. Native checkout appears in your game. 520+ payment methods, wallet top-ups, and cashback loops, all live. Weekly payouts start automatically
checkout.js
1// Toffee SDK, one-day integration
2import { Toffee } from '@toffeepay/sdk';
3
4const toffee = new Toffee({
5  accessToken: 'your-access-token'
7});
8
9// Сheckout
10const session = await toffee.checkout({
11  item: { title: 'Gem Pack 50', price: 100, currency: 'USD' },
12  gameId: 'your-game-id',
12  userId: user.id,
14});
15
16// Redirect customers to session.url
17// That's it. Tax, compliance, MoR handled automatically ✓
Merchant of Record

99.4% acceptance
Real-time dashboards

Full visibility into every transaction, payout, and conversion metric. Our MoR handles tax, chargebacks, and compliance so you see the revenue

99.4%
Acceptance Rate
$0
Chargeback Liability
190+
Countries Supported
Weekly
Payout Frequency
Transactions
Payouts
Analytics
Today's Volume
$18,429
Success Rate
99.4%
Avg Txn
$7.82
TransactionAmountMethodStatus
txn_8f3a…k2d1$12.99Visa ••4821✓ Success
txn_2b7c…m9e4$4.99Apple Pay✓ Success
txn_5d1e…p3f7$24.99Google Pay✓ Success
txn_9g4h…r6a2$9.99Toffee Wallet✓ Success
txn_1k8j…t5b9$2.99PayPal⏳ Pending
Ready to see your numbers?

We spend first
You pay when it works

30-minute call. Live platform demo. Custom revenue estimate. No commitment

Book a Demo
No commitment
1-day integration
Rate match guaranteed
Get Started

Let's talk about your game

30-minute call. Live platform demo. Go-live plan. No obligation

See Convert and Maximise running live
Custom revenue estimate for your title
We beat your current provider's rate
Scoped 1-day integration plan

No spam. We reply within one business day